New Adoption Financing Option
American Adoptions is always seeking to explore new financial options that will help our couples achieve their dreams of becoming parents.
Recently, we’ve learned about American Healthcare Lending, an organization independent of our agency that has been helping couples finance infertility treatments for years and can now provide adoptive couples with loans to pay for some of all of their adoption expenses.
American Healthcare Lending offers unsecured loans to individuals, which means that you do not have to have equity to borrow against. Many banks and other lending organizations are not able to offer such loans, making this a unique opportunity for families.
Loans range from $1,000 to $100,000 with options to pay off between 36 and 60 months, no prepayment penalties and interest rates that may begin as low as 6 percent.
Any American Adoptions family can explore the option of a loan through American Healthcare Lending at no cost and with no commitment to securing the loan. Visit our website and to read about American Healthcare Lending and learn more about this new adoption financing option.
You can read about other Financial Resources on our website as well.
Sharing Information About Birth Parents
Once an adoptive family is matched with a potential birth mother, they often have many questions: What should we say to her? What should we say about ourselves? How can we build a respectful and trusting relationship? Along the same lines, as a family gets to know the potential birth mother and learn more about her, it’s also important to ask:
What is appropriate information to share with others about our child’s birth mother?
Once an adoptive family is matched with a potential birth mother, they will receive social and medical information about the birth mother and her family members. The family may also receive social and medical information about the birth father and his family. The birth parents share personal information in an effort to provide details about their lives for the adoptive family and child. Birth parents likely consider much of this information to be personal, so it is important that the adoptive family use discretion when talking with other people about the birth parents.
Examples of sensitive information that should not be shared with others include the medical history of the birth parents and their family members, any use of medications or drugs during pregnancy or any criminal history.
When family or friends ask about the birth mother, the family should only share the non-sensitive information that she would want shared with others. Appropriate information to share would include details about her hometown, personality traits, hobbies, family members, the type of adoption she wants and other characteristics that make her unique.
One of the most important reasons an adoptive family should keep personal information private is to protect the child. For example, if a relative or family member knows that the child’s birth mother used drugs during the pregnancy, that relative may develop preconceived notions that any of the child’s behaviors or difficulties are directly related to the substance usage during the pregnancy, even if these particular behaviors are normal and seen in children who are not exposed to substance usage.
Other unfortunate situations could arise if personal information is shared with family members or friends. A family member or friend might leak information to your child someday without your knowledge. For example, a family member may accidentally or purposely disclose the information to the child before the family is ready to share this information with them. It is important for families to remember that the more people who know about something sensitive in the birth mother’s situation, the more chances there are of that information becoming an issue unnecessarily.
If you have any questions or concerns about information you have about your child’s birth family and what you should share with others, speak with your Adoption Specialist.
We’re going to be East and West and in between before the end of summer to hold free adoptive family adoption seminars! Come see us in Missouri, California and Florida!
An American Adoptions Adoptive Family Coordinator will answer all of your questions about domestic adoption and more at our free adoption seminar for adoptive families. Topics of discussion include:
- The differences between domestic, international and state adoption
- American Adoptions’ advantages over other adoption professionals
- Details on the domestic adoption process
- Common myths concerning domestic adoption
Attendees will hear from an adoptive family that adopted through American Adoptions, and each adoption seminar wraps up with Q&As so that attendees can ask any questions they may have about American Adoptions and the adoption process.
Date: Saturday, August 10th, 2013
Time: 10:00-12:00 PM (CST)
Where: The Marriott St. Louis West
660 Maryville Centre Dr.
St. Louis, MO 63141
Date: Saturday, September 7th, 2013
Time: 1o:00 AM – 12:00 PM (PST)
Where: Hyatt Regency – Irvine
17900 Jamboree Road
Irvine, CA 92614
Date: Sunday, September 8th, 2013
Time: 1:00-3:00 PM (PST)
Where: Hyatt Regency – San Francisco Airport
1333 Bayshore Highway
Burlingame, CA 94010
Date: Saturday, September 14th, 2013
Time: 10:00 AM (EST)
Where: Hilton Tampa Airport Westshore
2225 N. Lois Avenue
Tampa Bay, FL 33607
Notes: There is no cost to attend these seminars.
Pre-registration is required. To pre-register, email an Adoptive Family Coordinator AF.Coordinators@americanadoptions.com or call 1-800-ADOPTION. Please provide your name, phone number(s) and how many will be attending. Feel free to contact us with any questions regarding our seminars for adoptive families as well.
August Home Study Seminars
Residents of Kansas, Missouri, Arkansas, Florida and Arizona: Let us help you get started on your adoption home study – right from the comfort of your home!
A home study is a basic overview of your life and home environment. It includes a review of you, your spouse, and anyone else living in your home and highlights things like your relationships and interactions with children, your home and neighborhood, your own upbringing and childhood and your personal finances. A home study also verifies requisite documents and background checks needed for an approved home study. Every adoption requires an approved adoption home study as they help the court system, judges and our agency determine if a family can provide a stable environment for an adopted child.
The home study process can be intimidating at first for some families, but American Adoptions helps make the process easy and stress-free. Our Home Study Tele-Seminar will cover the process to obtain an approved home study in the state where you reside. We will also answer FAQs from adoptive families including the overall cost for a home study, the time frame to expect for completion, how to get started, and what each state specifically requires of adoptive families regarding supporting documents and home visits.
Date and Locations:
Date: Tuesday, August 13th
Time: 7:00 PM CST
Date: Thursday, August 15th
Time: 7:00 PM CST
Date: Tuesday, August 20th
Time: 7:00 PM CST
Date: Thursday, August 22nd
Time: 7:00 PM EST
Date: Tuesday, August 27th
Time: 7:00PM MST
FOR EACH TELE-SEMINAR, PLEASE NOTE:
Each Tele-Seminar is relevant only to residents of the state that it covers. Pre-registration is required. To pre-register, email Mike Aguilar (firstname.lastname@example.org) or call 1-800-ADOPTION. Please provide your name, phone number(s) and how many will be attending. Feel free to contact us with any questions regarding our seminars for adoptive families as well.
To participate in the tele-seminar, dial (866) 434-5269 and enter code 3796240 to join the conference call.